Assumptions

Your business

Edit the drivers on the left; everything on the right updates instantly.

Price

Starting units

Monthly growth

COGS mode

COGS value

Monthly churnAdvanced

Runway10 mo

Avg monthly burn$23,279burning / mo

Cash balance($224,352)

BreakevenMonth 30

Net margin26.2%

ViabilityNot Viable

Not viable: you run out of cash in month 11, before your first profitable month (month 30).

Your cash goes below zero in month 11. In real life the business would run out of money here. Try lowering costs, raising prices, or adding starting cash.

Income Statement
	M1	M2	M3	M4	M5	M6	M7	M8	M9	M10	M11	M12	M13	M14	M15	M16	M17	M18	M19	M20	M21	M22	M23	M24	M25	M26	M27	M28	M29	M30	M31	M32	M33	M34	M35	M36
Revenue — Product 1	$5,000	$5,400	$5,832	$6,299	$6,802	$7,347	$7,934	$8,569	$9,255	$9,995	$10,795	$11,658	$12,591	$13,598	$14,686	$15,861	$17,130	$18,500	$19,980	$21,579	$23,305	$25,169	$27,183	$29,357	$31,706	$34,242	$36,982	$39,940	$43,136	$46,586	$50,313	$54,338	$58,685	$63,380	$68,451	$73,927
Total revenue	$5,000	$5,400	$5,832	$6,299	$6,802	$7,347	$7,934	$8,569	$9,255	$9,995	$10,795	$11,658	$12,591	$13,598	$14,686	$15,861	$17,130	$18,500	$19,980	$21,579	$23,305	$25,169	$27,183	$29,357	$31,706	$34,242	$36,982	$39,940	$43,136	$46,586	$50,313	$54,338	$58,685	$63,380	$68,451	$73,927
COGS — Product 1	$1,500	$1,620	$1,750	$1,890	$2,041	$2,204	$2,380	$2,571	$2,776	$2,999	$3,238	$3,497	$3,777	$4,079	$4,406	$4,758	$5,139	$5,550	$5,994	$6,474	$6,991	$7,551	$8,155	$8,807	$9,512	$10,273	$11,095	$11,982	$12,941	$13,976	$15,094	$16,302	$17,606	$19,014	$20,535	$22,178
Total COGS	$1,500	$1,620	$1,750	$1,890	$2,041	$2,204	$2,380	$2,571	$2,776	$2,999	$3,238	$3,497	$3,777	$4,079	$4,406	$4,758	$5,139	$5,550	$5,994	$6,474	$6,991	$7,551	$8,155	$8,807	$9,512	$10,273	$11,095	$11,982	$12,941	$13,976	$15,094	$16,302	$17,606	$19,014	$20,535	$22,178
Gross profit	$3,500	$3,780	$4,082	$4,409	$4,762	$5,143	$5,554	$5,998	$6,478	$6,997	$7,556	$8,161	$8,814	$9,519	$10,280	$11,103	$11,991	$12,950	$13,986	$15,105	$16,313	$17,618	$19,028	$20,550	$22,194	$23,970	$25,887	$27,958	$30,195	$32,610	$35,219	$38,037	$41,080	$44,366	$47,915	$51,749
Gross margin %	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%	70.0%
Salaries & wages	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400	$18,400
Marketing & sales	$5,000	$5,100	$5,202	$5,306	$5,412	$5,520	$5,631	$5,743	$5,858	$5,975	$6,095	$6,217	$6,341	$6,468	$6,597	$6,729	$6,864	$7,001	$7,141	$7,284	$7,430	$7,578	$7,730	$7,884	$8,042	$8,203	$8,367	$8,534	$8,705	$8,879	$9,057	$9,238	$9,423	$9,611	$9,803	$9,999
Rent & facilities	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Software & tools	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
General & admin / other	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
Total operating expenses	$27,400	$27,500	$27,602	$27,706	$27,812	$27,920	$28,031	$28,143	$28,258	$28,375	$28,495	$28,617	$28,741	$28,868	$28,997	$29,129	$29,264	$29,401	$29,541	$29,684	$29,830	$29,978	$30,130	$30,284	$30,442	$30,603	$30,767	$30,934	$31,105	$31,279	$31,457	$31,638	$31,823	$32,011	$32,203	$32,399
EBITDA	($23,900)	($23,720)	($23,520)	($23,297)	($23,050)	($22,778)	($22,477)	($22,145)	($21,780)	($21,379)	($20,939)	($20,456)	($19,928)	($19,349)	($18,717)	($18,027)	($17,273)	($16,451)	($15,555)	($14,579)	($13,516)	($12,360)	($11,102)	($9,734)	($8,248)	($6,633)	($4,880)	($2,976)	($910)	$1,331	$3,762	$6,399	$9,257	$12,355	$15,712	$19,349
EBITDA margin %	-478.0%	-439.3%	-403.3%	-369.9%	-338.9%	-310.0%	-283.3%	-258.4%	-235.3%	-213.9%	-194.0%	-175.5%	-158.3%	-142.3%	-127.4%	-113.7%	-100.8%	-88.9%	-77.9%	-67.6%	-58.0%	-49.1%	-40.8%	-33.2%	-26.0%	-19.4%	-13.2%	-7.5%	-2.1%	2.9%	7.5%	11.8%	15.8%	19.5%	23.0%	26.2%
Depreciation & amortization	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
EBIT (operating income)	($23,900)	($23,720)	($23,520)	($23,297)	($23,050)	($22,778)	($22,477)	($22,145)	($21,780)	($21,379)	($20,939)	($20,456)	($19,928)	($19,349)	($18,717)	($18,027)	($17,273)	($16,451)	($15,555)	($14,579)	($13,516)	($12,360)	($11,102)	($9,734)	($8,248)	($6,633)	($4,880)	($2,976)	($910)	$1,331	$3,762	$6,399	$9,257	$12,355	$15,712	$19,349
Interest expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Pre-tax income	($23,900)	($23,720)	($23,520)	($23,297)	($23,050)	($22,778)	($22,477)	($22,145)	($21,780)	($21,379)	($20,939)	($20,456)	($19,928)	($19,349)	($18,717)	($18,027)	($17,273)	($16,451)	($15,555)	($14,579)	($13,516)	($12,360)	($11,102)	($9,734)	($8,248)	($6,633)	($4,880)	($2,976)	($910)	$1,331	$3,762	$6,399	$9,257	$12,355	$15,712	$19,349
Taxes	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Net income	($23,900)	($23,720)	($23,520)	($23,297)	($23,050)	($22,778)	($22,477)	($22,145)	($21,780)	($21,379)	($20,939)	($20,456)	($19,928)	($19,349)	($18,717)	($18,027)	($17,273)	($16,451)	($15,555)	($14,579)	($13,516)	($12,360)	($11,102)	($9,734)	($8,248)	($6,633)	($4,880)	($2,976)	($910)	$1,331	$3,762	$6,399	$9,257	$12,355	$15,712	$19,349
Net margin %	-478.0%	-439.3%	-403.3%	-369.9%	-338.9%	-310.0%	-283.3%	-258.4%	-235.3%	-213.9%	-194.0%	-175.5%	-158.3%	-142.3%	-127.4%	-113.7%	-100.8%	-88.9%	-77.9%	-67.6%	-58.0%	-49.1%	-40.8%	-33.2%	-26.0%	-19.4%	-13.2%	-7.5%	-2.1%	2.9%	7.5%	11.8%	15.8%	19.5%	23.0%	26.2%

Balance Sheet
	M1	M2	M3	M4	M5	M6	M7	M8	M9	M10	M11	M12	M13	M14	M15	M16	M17	M18	M19	M20	M21	M22	M23	M24	M25	M26	M27	M28	M29	M30	M31	M32	M33	M34	M35	M36
Cash	$221,850	$197,790	$173,903	$150,210	$126,731	$103,491	$80,514	$57,830	$35,467	$13,459	($8,160)	($29,350)	($50,070)	($70,276)	($89,918)	($108,943)	($127,295)	($144,911)	($161,724)	($177,662)	($192,645)	($206,590)	($219,404)	($230,986)	($241,231)	($250,020)	($257,228)	($262,719)	($266,346)	($267,948)	($267,353)	($264,375)	($258,813)	($250,449)	($239,047)	($224,352)
Accounts receivable	$5,000	$5,400	$5,832	$6,299	$6,802	$7,347	$7,934	$8,569	$9,255	$9,995	$10,795	$11,658	$12,591	$13,598	$14,686	$15,861	$17,130	$18,500	$19,980	$21,579	$23,305	$25,169	$27,183	$29,357	$31,706	$34,242	$36,982	$39,940	$43,136	$46,586	$50,313	$54,338	$58,685	$63,380	$68,451	$73,927
Inventory	$750	$810	$875	$945	$1,020	$1,102	$1,190	$1,285	$1,388	$1,499	$1,619	$1,749	$1,889	$2,040	$2,203	$2,379	$2,569	$2,775	$2,997	$3,237	$3,496	$3,775	$4,077	$4,404	$4,756	$5,136	$5,547	$5,991	$6,470	$6,988	$7,547	$8,151	$8,803	$9,507	$10,268	$11,089
Total current assets	$227,600	$204,000	$180,610	$157,453	$134,554	$111,939	$89,639	$67,684	$46,110	$24,953	$4,254	($15,943)	($35,591)	($54,638)	($73,029)	($90,703)	($107,596)	($123,636)	($138,747)	($152,846)	($165,845)	($177,646)	($188,143)	($197,225)	($204,769)	($210,641)	($214,699)	($216,788)	($216,740)	($214,373)	($209,493)	($201,886)	($191,325)	($177,562)	($160,328)	($139,336)
Gross fixed assets	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Less: accumulated depreciation	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Net fixed assets	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total assets	$227,600	$204,000	$180,610	$157,453	$134,554	$111,939	$89,639	$67,684	$46,110	$24,953	$4,254	($15,943)	($35,591)	($54,638)	($73,029)	($90,703)	($107,596)	($123,636)	($138,747)	($152,846)	($165,845)	($177,646)	($188,143)	($197,225)	($204,769)	($210,641)	($214,699)	($216,788)	($216,740)	($214,373)	($209,493)	($201,886)	($191,325)	($177,562)	($160,328)	($139,336)
Accounts payable	$1,500	$1,620	$1,750	$1,890	$2,041	$2,204	$2,380	$2,571	$2,776	$2,999	$3,238	$3,497	$3,777	$4,079	$4,406	$4,758	$5,139	$5,550	$5,994	$6,474	$6,991	$7,551	$8,155	$8,807	$9,512	$10,273	$11,095	$11,982	$12,941	$13,976	$15,094	$16,302	$17,606	$19,014	$20,535	$22,178
Debt outstanding	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total liabilities	$1,500	$1,620	$1,750	$1,890	$2,041	$2,204	$2,380	$2,571	$2,776	$2,999	$3,238	$3,497	$3,777	$4,079	$4,406	$4,758	$5,139	$5,550	$5,994	$6,474	$6,991	$7,551	$8,155	$8,807	$9,512	$10,273	$11,095	$11,982	$12,941	$13,976	$15,094	$16,302	$17,606	$19,014	$20,535	$22,178
Paid-in capital	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000	$250,000
Retained earnings	($23,900)	($47,620)	($71,140)	($94,437)	($117,487)	($140,265)	($162,742)	($184,887)	($206,667)	($228,046)	($248,984)	($269,441)	($289,368)	($308,717)	($327,435)	($345,461)	($362,735)	($379,186)	($394,741)	($409,320)	($422,836)	($435,196)	($446,298)	($456,033)	($464,281)	($470,914)	($475,794)	($478,770)	($479,680)	($478,349)	($474,587)	($468,188)	($458,931)	($446,576)	($430,864)	($411,514)
Total equity	$226,100	$202,380	$178,860	$155,563	$132,513	$109,735	$87,258	$65,113	$43,333	$21,954	$1,016	($19,441)	($39,368)	($58,717)	($77,435)	($95,461)	($112,735)	($129,186)	($144,741)	($159,320)	($172,836)	($185,196)	($196,298)	($206,033)	($214,281)	($220,914)	($225,794)	($228,770)	($229,680)	($228,349)	($224,587)	($218,188)	($208,931)	($196,576)	($180,864)	($161,514)
Total liabilities + equity	$227,600	$204,000	$180,610	$157,453	$134,554	$111,939	$89,639	$67,684	$46,110	$24,953	$4,254	($15,943)	($35,591)	($54,638)	($73,029)	($90,703)	($107,596)	($123,636)	($138,747)	($152,846)	($165,845)	($177,646)	($188,143)	($197,225)	($204,769)	($210,641)	($214,699)	($216,788)	($216,740)	($214,373)	($209,493)	($201,886)	($191,325)	($177,562)	($160,328)	($139,336)

Balanced ✓

Cash Flow Statement
	M1	M2	M3	M4	M5	M6	M7	M8	M9	M10	M11	M12	M13	M14	M15	M16	M17	M18	M19	M20	M21	M22	M23	M24	M25	M26	M27	M28	M29	M30	M31	M32	M33	M34	M35	M36
Net income	($23,900)	($23,720)	($23,520)	($23,297)	($23,050)	($22,778)	($22,477)	($22,145)	($21,780)	($21,379)	($20,939)	($20,456)	($19,928)	($19,349)	($18,717)	($18,027)	($17,273)	($16,451)	($15,555)	($14,579)	($13,516)	($12,360)	($11,102)	($9,734)	($8,248)	($6,633)	($4,880)	($2,976)	($910)	$1,331	$3,762	$6,399	$9,257	$12,355	$15,712	$19,349
+ Depreciation & amortization	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
− Increase in accounts receivable	($5,000)	($400)	($432)	($467)	($504)	($544)	($588)	($635)	($686)	($740)	($800)	($864)	($933)	($1,007)	($1,088)	($1,175)	($1,269)	($1,370)	($1,480)	($1,598)	($1,726)	($1,864)	($2,014)	($2,175)	($2,349)	($2,536)	($2,739)	($2,959)	($3,195)	($3,451)	($3,727)	($4,025)	($4,347)	($4,695)	($5,070)	($5,476)
− Increase in inventory	($750)	($60)	($65)	($70)	($76)	($82)	($88)	($95)	($103)	($111)	($120)	($130)	($140)	($151)	($163)	($176)	($190)	($206)	($222)	($240)	($259)	($280)	($302)	($326)	($352)	($380)	($411)	($444)	($479)	($518)	($559)	($604)	($652)	($704)	($761)	($821)
+ Increase in accounts payable	$1,500	$120	$130	$140	$151	$163	$176	$190	$206	$222	$240	$259	$280	$302	$326	$352	$381	$411	$444	$480	$518	$559	$604	$652	$705	$761	$822	$888	$959	$1,035	$1,118	$1,208	$1,304	$1,408	$1,521	$1,643
= Change in net working capital	($4,250)	($340)	($367)	($397)	($428)	($463)	($500)	($540)	($583)	($629)	($680)	($734)	($793)	($856)	($925)	($999)	($1,079)	($1,165)	($1,258)	($1,359)	($1,467)	($1,585)	($1,712)	($1,848)	($1,996)	($2,156)	($2,328)	($2,515)	($2,716)	($2,933)	($3,168)	($3,421)	($3,695)	($3,991)	($4,310)	($4,655)
Cash from operations	($28,150)	($24,060)	($23,887)	($23,694)	($23,479)	($23,240)	($22,976)	($22,685)	($22,363)	($22,008)	($21,618)	($21,190)	($20,720)	($20,206)	($19,642)	($19,025)	($18,352)	($17,616)	($16,813)	($15,938)	($14,984)	($13,945)	($12,814)	($11,583)	($10,244)	($8,789)	($7,208)	($5,491)	($3,626)	($1,602)	$595	$2,978	$5,562	$8,364	$11,402	$14,695
− Capital expenditures	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Cash from investing	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
+ Loan proceeds	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
− Debt principal repaid	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Cash from financing	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Net change in cash	($28,150)	($24,060)	($23,887)	($23,694)	($23,479)	($23,240)	($22,976)	($22,685)	($22,363)	($22,008)	($21,618)	($21,190)	($20,720)	($20,206)	($19,642)	($19,025)	($18,352)	($17,616)	($16,813)	($15,938)	($14,984)	($13,945)	($12,814)	($11,583)	($10,244)	($8,789)	($7,208)	($5,491)	($3,626)	($1,602)	$595	$2,978	$5,562	$8,364	$11,402	$14,695
Beginning cash	$250,000	$221,850	$197,790	$173,903	$150,210	$126,731	$103,491	$80,514	$57,830	$35,467	$13,459	($8,160)	($29,350)	($50,070)	($70,276)	($89,918)	($108,943)	($127,295)	($144,911)	($161,724)	($177,662)	($192,645)	($206,590)	($219,404)	($230,986)	($241,231)	($250,020)	($257,228)	($262,719)	($266,346)	($267,948)	($267,353)	($264,375)	($258,813)	($250,449)	($239,047)
Ending cash	$221,850	$197,790	$173,903	$150,210	$126,731	$103,491	$80,514	$57,830	$35,467	$13,459	($8,160)	($29,350)	($50,070)	($70,276)	($89,918)	($108,943)	($127,295)	($144,911)	($161,724)	($177,662)	($192,645)	($206,590)	($219,404)	($230,986)	($241,231)	($250,020)	($257,228)	($262,719)	($266,346)	($267,948)	($267,353)	($264,375)	($258,813)	($250,449)	($239,047)	($224,352)